Moving to a new country means a new financial system, a new insurance landscape, and a lot of forms in a language you may still be learning. We help you make sense of it — independent, personal, no jargon.
Book your free 30-min call
We focus on the areas where expats most often lose money or protection simply because nobody explained the system to them.
How the German pension system works, what you pay into automatically, and how to build additional provision that actually fits an internationally mobile life.
Household contents, personal liability, and other everyday personal insurance — what's genuinely useful in Germany and what's optional.
Standard commercial cover for freelancers and small business owners — the essentials, explained simply, without the sales pitch.
Private and professional legal protection insurance, arranged through our partners for the areas outside our own core coverage.
Guidance on private health insurance (PKV) and supplementary health cover, arranged through our specialist partners.
Not part of our offering yet — we'll let you know here the moment it is.
Practical, no-fluff video courses on the everyday topics that come up in every expat's first years in Germany — taxes, insurance, contracts, career. Join the waitlist and we'll notify you the moment each one launches.
See upcoming courses
My name is Tim, and I've spent years advising clients on pensions and insurance in Germany. I work with a small team of advisors — including English, Russian, Mandarin and Greek speakers — so you can talk about your finances in a language you're actually comfortable in.
Every call is free, unhurried, and focused on your actual situation — not a product pitch.
Your everyday life in Germany. Simply explained.
Book a free 30-minute call. We'll ask a few quick questions up front so the conversation is useful from minute one.
Book your free call